/* ============================================================
   SKIPPER MONEY — "Golden Hour"
   Warm, human, illustration-led. Yellow #F6D25D hero'd.
   Cream #FFFCF2 · Butter tint #FBEDB9 · Warm charcoal #2E2A23
   Soft text #6C6457 · Green #61CE70
   Bricolage Grotesque (display) · Figtree (body)
   ============================================================ */

:root{
  --yellow:#F6D25D;
  --butter:#FBEDB9;
  --cream:#FFFCF2;
  --white:#FFFFFF;
  --ink:#2E2A23;          /* warm charcoal — never harsh black */
  --soft:#5D564A;
  --sand:#FAF1D9;
  --gold:#D9A92B;
  --green:#61CE70;
  --line:rgba(46,42,35,.12);
  --max:1160px;
  --r:26px;
  --display:"Bricolage Grotesque","Arial Black",sans-serif;
  --body:"Figtree",-apple-system,sans-serif;
  --shadow:0 10px 30px rgba(46,42,35,.08);
}

:root{color-scheme:light only}
html{background:var(--cream)}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
body{
  font-family:var(--body);color:var(--ink);background:var(--cream);
  line-height:1.65;font-size:1.06rem;-webkit-font-smoothing:antialiased
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}

/* ---------- type ---------- */
h1,h2{font-family:var(--display);font-weight:800;line-height:1.04;letter-spacing:-.02em}
h1{font-size:clamp(2.6rem,6vw,4.6rem)}
h2{font-size:clamp(1.9rem,3.8vw,3rem)}
h3{font-family:var(--display);font-weight:700;font-size:1.25rem;line-height:1.3;letter-spacing:-.01em}
.lede{font-size:clamp(1.05rem,1.5vw,1.22rem);color:var(--soft);max-width:34em}
.eyebrow{
  display:inline-flex;align-items:center;gap:.5em;font-weight:700;font-size:.85rem;
  letter-spacing:.06em;text-transform:uppercase;color:var(--ink);
  background:var(--white);border:1.5px solid var(--line);border-radius:999px;
  padding:.5em 1.1em;box-shadow:var(--shadow)
}
.eyebrow::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--yellow);box-shadow:0 0 0 3px rgba(246,210,93,.35)}

/* hand-drawn squiggle underline for key words */
.squig{position:relative;white-space:nowrap}
.squig svg{position:absolute;left:0;right:0;bottom:-.18em;width:100%;height:.32em;overflow:visible}
.squig path{fill:none;stroke:var(--ink);stroke-width:5;stroke-linecap:round;opacity:.9}
.on-yellow .squig path{stroke:var(--ink)}

/* doodles */
.doodle{position:absolute;pointer-events:none}
.doodle path,.doodle line,.doodle circle{stroke:var(--ink);fill:none;stroke-width:4;stroke-linecap:round}
.float{animation:float 5.5s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.55em;font-family:var(--body);font-weight:700;
  font-size:1rem;text-decoration:none;padding:1em 1.9em;border-radius:999px;cursor:pointer;
  border:2px solid var(--ink);transition:transform .16s,box-shadow .16s,background .16s
}
.btn:focus-visible{outline:3px solid var(--ink);outline-offset:3px}
.btn-primary{background:var(--ink);color:var(--yellow);box-shadow:0 6px 0 rgba(46,42,35,.25)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 9px 0 rgba(46,42,35,.25)}
.btn-primary:active{transform:translateY(2px);box-shadow:0 2px 0 rgba(46,42,35,.25)}
.btn-soft{background:var(--white);color:var(--ink);box-shadow:var(--shadow)}
.btn-soft:hover{transform:translateY(-3px)}
.btn-yellow{background:var(--yellow);color:var(--ink);box-shadow:0 6px 0 rgba(46,42,35,.22)}
.btn-yellow:hover{transform:translateY(-3px);box-shadow:0 9px 0 rgba(46,42,35,.22)}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(246,210,93,.94);
  backdrop-filter:blur(10px);border-bottom:1.5px solid rgba(46,42,35,.15)
}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px}
.nav .logo img{height:42px;width:auto}
.nav-links{display:flex;align-items:center;gap:2rem;list-style:none}
.nav-links a{text-decoration:none;font-weight:700;font-size:.98rem}
.nav-links a:not(.btn){position:relative}
.nav-links a:not(.btn)::after{
  content:"";position:absolute;left:0;bottom:-7px;width:0;height:3px;border-radius:2px;
  background:var(--ink);transition:width .2s
}
.nav-links a:not(.btn):hover::after,.nav-links a[aria-current="page"]::after{width:100%}
.nav-links .btn{padding:.65em 1.4em;font-size:.92rem}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:24px;height:2.5px;border-radius:2px;background:var(--ink);margin:5px 0}
@media (max-width:840px){
  .nav-toggle{display:block}
  .nav-links{
    position:absolute;top:80px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;
    background:var(--yellow);border-bottom:1.5px solid rgba(46,42,35,.15);
    max-height:0;overflow:hidden;transition:max-height .25s;padding:0 24px
  }
  .nav-links.open{max-height:440px;padding:10px 24px 22px}
  .nav-links li{width:100%}
  .nav-links a{display:block;padding:.85em 0}
  .nav-links a:not(.btn)::after{display:none}
  .nav-links .btn{margin-top:.5em}
}

/* ---------- hero (full yellow) ---------- */
.hero{background:var(--yellow);position:relative;overflow:hidden;padding:86px 0 30px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;position:relative;z-index:2}
.hero h1{margin:1.4rem 0 1.3rem}
.hero .lede{color:rgba(46,42,35,.82);margin-bottom:2.3rem}
.hero-ctas{display:flex;flex-wrap:wrap;gap:1rem;align-items:center}
.hero-note{display:flex;align-items:center;gap:1rem;margin-top:2.6rem;font-weight:600;font-size:.95rem}
.hero-note .crowd{width:76px;height:auto;flex:0 0 76px}
.hero-art{position:relative;z-index:2}
.hero-art img{width:100%;max-width:540px;margin:0 auto}
/* soft cream scallop into next section */
.scallop{display:block;width:100%;height:auto;margin-top:-2px;position:relative;z-index:1}
@media (max-width:900px){
  .hero{padding-top:52px}
  .hero-grid{grid-template-columns:1fr;gap:36px}
  .hero-art{order:-1}
  .hero-art img{max-width:380px}
}

/* ---------- section rhythm ---------- */
.section{padding:100px 0}
.section-head{max-width:720px;margin-bottom:3.4rem}
.section-head h2{margin:1.1rem 0 1rem}
.center{text-align:center}
.center .section-head{margin-left:auto;margin-right:auto}
@media (max-width:840px){.section{padding:70px 0}}

/* ---------- stat cards ---------- */
.statcards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.statcard{
  background:var(--white);border-radius:var(--r);padding:2.4rem 2.1rem;box-shadow:var(--shadow);
  border:1.5px solid var(--line);position:relative;overflow:hidden
}
.statcard::before{content:"";position:absolute;top:0;left:0;right:0;height:8px;background:var(--yellow)}
.statcard.good::before{background:var(--green)}
.statcard .num{
  font-family:var(--display);font-weight:800;font-size:clamp(3rem,5vw,4.4rem);line-height:1;
  display:flex;align-items:baseline;gap:.05em;letter-spacing:-.03em
}
.statcard .num .unit{font-size:.45em;color:var(--soft)}
.statcard p{margin-top:.9rem;color:var(--soft);font-size:.98rem}
.statcard .statsrc{margin-top:.7rem;font-size:.74rem;color:rgba(93,86,74,.62);letter-spacing:.01em}
.statcard .ring{
  position:absolute;top:1.4rem;right:1.4rem;width:52px;height:52px
}
.statcard .ring circle{fill:none;stroke-width:6;stroke-linecap:round}
.statcard .ring .bg{stroke:rgba(46,42,35,.08)}
.statcard .ring .fg{stroke:var(--gold);stroke-dasharray:138;stroke-dashoffset:138;transition:stroke-dashoffset 1.4s cubic-bezier(.2,.7,.2,1);transform:rotate(-90deg);transform-origin:center}
.statcard.good .ring .fg{stroke:#3FA455}
@media (max-width:840px){.statcards{grid-template-columns:1fr}}

/* ---------- benefits ---------- */
.benefits{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:start}
.blist{list-style:none;display:grid;gap:1rem}
.blist li{
  background:var(--white);border-radius:20px;border:1.5px solid var(--line);box-shadow:var(--shadow);
  padding:1.4rem 1.6rem;display:flex;gap:1.1rem;align-items:flex-start;
  transition:transform .18s
}
.blist li:hover{transform:translateY(-3px)}
.blist .sun{
  flex:0 0 40px;height:40px;border-radius:50%;background:var(--yellow);
  display:grid;place-items:center;font-size:1.05rem;margin-top:.1em
}
.blist h3{font-size:1.08rem;margin-bottom:.25rem}
.blist p{color:var(--soft);font-size:.95rem}
.benefits-side{position:sticky;top:112px}
.skipcard{
  background:var(--butter);border-radius:var(--r);padding:2.4rem;text-align:center;
  border:1.5px solid var(--line)
}
.skipcard img{max-width:210px;margin:0 auto 1.3rem}
.skipcard h3{margin-bottom:.7rem;font-size:1.3rem}
.skipcard p{color:var(--soft);margin-bottom:1.6rem;font-size:.98rem}
@media (max-width:900px){.benefits{grid-template-columns:1fr}.benefits-side{position:static}}

/* ---------- path / approach ---------- */
.path{position:relative;max-width:760px;margin:0 auto}
.path-line{
  position:absolute;left:34px;top:10px;bottom:10px;width:4px;border-radius:2px;
  background:repeating-linear-gradient(180deg,rgba(46,42,35,.18) 0 10px,transparent 10px 20px)
}
.path-line .progress{position:absolute;top:0;left:0;width:100%;height:0;border-radius:2px;
  background:repeating-linear-gradient(180deg,var(--ink) 0 10px,transparent 10px 20px)}
.step{display:grid;grid-template-columns:72px 1fr;gap:1.5rem;padding:26px 0;position:relative}
.step .dot{
  width:56px;height:56px;border-radius:50%;background:var(--white);border:2.5px solid var(--ink);
  display:grid;place-items:center;font-family:var(--display);font-weight:800;font-size:1.25rem;
  position:relative;z-index:2;box-shadow:0 0 0 8px var(--sand);align-self:start;margin-left:8px
}
.step.reached .dot{background:var(--yellow)}
.step-body{background:var(--white);border-radius:20px;border:1.5px solid var(--line);box-shadow:var(--shadow);padding:1.6rem 1.8rem}
.step-body h3{margin-bottom:.4rem}
.step-body p{color:var(--soft);font-size:.97rem}

/* ---------- butter quote ---------- */
.quote{background:var(--butter);border-radius:var(--r);padding:clamp(2.4rem,5vw,4rem);position:relative;overflow:hidden}
.quote blockquote{
  font-family:var(--display);font-weight:700;font-size:clamp(1.4rem,2.8vw,2.1rem);line-height:1.28;
  letter-spacing:-.01em;max-width:24em;position:relative;z-index:1
}
.quote .who{margin-top:1.5rem;font-weight:700;font-size:.9rem;color:var(--soft);text-transform:uppercase;letter-spacing:.06em}
.quote .sun-doodle{position:absolute;right:-40px;top:-40px;width:220px;height:220px;opacity:.5}

/* ---------- FAQ ---------- */
.faq{max-width:780px;margin:0 auto}
.faq details{
  background:var(--white);border-radius:18px;border:1.5px solid var(--line);box-shadow:var(--shadow);
  margin-bottom:.9rem;overflow:hidden
}
.faq summary{
  cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;
  gap:1.3rem;padding:1.35rem 1.7rem;font-weight:700;font-size:1.04rem
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";flex:0 0 30px;height:30px;border-radius:50%;background:var(--yellow);
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 6v12M6 12h12' stroke='%232E2A23' stroke-width='2.6' stroke-linecap='round'/%3E%3C/svg%3E");
  background-size:16px;background-position:center;background-repeat:no-repeat;transition:transform .2s
}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 1.7rem 1.5rem;color:var(--soft)}

/* ---------- big yellow CTA ---------- */
.big-cta{background:var(--yellow);border-radius:calc(var(--r) + 10px);padding:clamp(3rem,6vw,5rem);text-align:center;position:relative;overflow:hidden}
.big-cta h2{max-width:15em;margin:1rem auto 1.1rem}
.big-cta .lede{color:rgba(46,42,35,.8);margin:0 auto 2.3rem}
.big-cta img{max-width:170px;margin:0 auto 1rem}

/* ---------- footer (warm, not black) ---------- */
.site-footer{background:var(--ink);color:rgba(255,252,242,.8);padding:64px 0 40px;font-size:.93rem;border-radius:36px 36px 0 0}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:44px;margin-bottom:2.8rem}
.site-footer .logo img{height:38px;width:auto;filter:brightness(0) invert(1)}
.site-footer h4,.site-footer .footer-heading{color:var(--yellow);font-weight:800;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:1rem;font-family:var(--display)}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:.55rem}
.site-footer a{text-decoration:none}
.site-footer a:hover{color:var(--yellow)}
.disclaimer{border-top:1px solid rgba(255,252,242,.15);padding-top:1.7rem;font-size:.78rem;line-height:1.7;color:rgba(255,252,242,.65);max-width:72em}
.footer-base{display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;margin-top:1.5rem;font-size:.8rem;color:rgba(255,252,242,.62)}
@media (max-width:840px){.footer-grid{grid-template-columns:1fr;gap:30px}}

/* ---------- forms ---------- */
.form-card{
  background:var(--white);border-radius:var(--r);border:1.5px solid var(--line);box-shadow:var(--shadow);
  padding:2.6rem;max-width:560px
}
.field{margin-bottom:1.35rem}
.field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:.45rem}
.field .hint{font-weight:500;color:var(--soft);font-size:.8rem;margin-left:.35em}
.field input,.field textarea{
  width:100%;font:inherit;padding:.9em 1.1em;border:1.5px solid rgba(46,42,35,.22);
  border-radius:14px;background:var(--cream);transition:border-color .15s,box-shadow .15s
}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 4px rgba(246,210,93,.45)}
.field textarea{min-height:120px;resize:vertical}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.form-ok{display:none;border-radius:16px;background:rgba(97,206,112,.15);border:1.5px solid var(--green);padding:1.2rem 1.4rem;font-weight:600}
.form-err{display:none;border-radius:16px;background:rgba(210,90,60,.08);border:1.5px solid #C25B3C;padding:1.2rem 1.4rem}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:60px;align-items:start}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}

/* ---------- employees extras ---------- */
.mini-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.mini-step{background:var(--white);border-radius:20px;border:1.5px solid var(--line);box-shadow:var(--shadow);padding:2rem 1.8rem;position:relative}
.mini-step .n{
  width:44px;height:44px;border-radius:50%;background:var(--yellow);display:grid;place-items:center;
  font-family:var(--display);font-weight:800;font-size:1.15rem;margin-bottom:1.1rem
}
.mini-step.good .n{background:var(--green)}
.mini-step h3{font-size:1.08rem;margin-bottom:.35rem}
.mini-step p{color:var(--soft);font-size:.95rem}
@media (max-width:840px){.mini-steps{grid-template-columns:1fr}}
.isnt{list-style:none;display:grid;gap:.9rem}
.isnt li{background:var(--white);border-radius:18px;border:1.5px solid var(--line);box-shadow:var(--shadow);padding:1.2rem 1.5rem;display:flex;gap:1rem;color:var(--soft)}
.isnt li b{color:var(--ink)}
.isnt .no{flex:0 0 30px;height:30px;border-radius:50%;background:var(--butter);display:grid;place-items:center;font-weight:800;color:var(--ink);margin-top:.05em}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s,transform .6s}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

/* ---------- legal ---------- */
.legal{max-width:760px;padding:80px 24px}
.legal h1{margin:.8rem 0 1rem}
.notice{background:var(--white);border:1.5px dashed rgba(46,42,35,.3);border-radius:18px;padding:1.4rem 1.6rem;font-size:.95rem;margin:1.4rem 0}

/* ---------- hand-drawn icon sizing ---------- */
.blist .sun svg{width:22px;height:22px;display:block}

/* ---------- final polish pass ---------- */
@media (max-width:560px){
  .squig{white-space:normal;text-decoration:underline wavy rgba(46,42,35,.9);text-decoration-thickness:3px;text-underline-offset:.16em}
  .squig svg{display:none}
}
/* butter cards: slightly deeper card border so edges read */
.skipcard{border-color:rgba(46,42,35,.16)}
/* sand sections get a hairline top/bottom so bands read as deliberate */
.band-sand{background:var(--sand);border-top:1.5px solid rgba(46,42,35,.07);border-bottom:1.5px solid rgba(46,42,35,.07)}